Consumer Fight Back Report

April 19th Live Show Blog

2008-04-19T15:16:00.000-07:00

Freshman Senator Jim Webb from Virginia could not have summed up our situation better.

http://www.opinionjournal.com/editorial/feature.html?id=110009246

To bad we didn't listen back then in 2006

Here's Senator Levin's testimony on unfair credit card practices

http://levin.senate.gov/newsroom/release.cfm?id=296314

The Credit Master Is Back !!!

2008-04-19T14:33:00.000-07:00

Greetings to all !!

After a long hiatus, the Credit Master has returned to the airways. Stay tuned for all the latest schedule updates and show highlights.

You know have two opportunities to catch the Credit Master on the radio.

KWRD - 100.7 FM

Saturday's 5pm - 6pm on

WBAP 810 AM & Midnight Truckers Network - nationwide on 35 affiliates and XM -171

Saturday Morning 4am - 5am

CFB_09/08/06 FTC - May be our only friends from Washington

2006-09-09T09:28:00.000-07:00

Consumer Fight Back Report is on the Air

After a brief 2-min Hiatus we are back on the air, and today we have a very special treat –

Mr. David Griggs – Sr. Attorney for the FTC is in our studio and will be joining us on the air to answer your questions and learn how the Federal Government helps us with

ACCOUNTABILITY COMBAT!!!

Quick Facts for our friends at the FTC

FTC Web Site – http://www.ftc.gov/
Phone Number – 877-FTC-HELP (877-382-4357)

What’s up with Gas Prices ?? The Shadow has a theory …

…’It’s the Election Stupid!!!!’

The folks over at Left Business Observer have data to support their theory and the chart above that shows the gas price related Check this out!!!!!

http://www.leftbusinessobserver.com/BushNGas.html

Last Week Archive

Hall of Shame Worthy!! – Fire the Estate Tax Auditors, and Hire Debt Collectors for the taxes the little people owe

Don’t forget your free annual credit report is at Annual Credit Report.com

CFB_08/26/06 More Consumer Troubles

2006-08-26T08:29:00.000-07:00

Consumer Fight Back Report is On the Air

Question of the Week, - What is latest health food –
Answer – Coffee – Thanks David in Gainesville,

A better question to consider –

Why is the Tx-AttyGen going to cutting the Child Support Enforcement by 2/3?

Why do the children have to suffer in Texas?

Mr. Abott are you listening? Are you brave enough to call the Next Generation of Talk and explain yourself?

Strange things are afoot at the IRS – Fire the Estate Tax Auditors, and Hire Debt Collectors for the taxes the little people owe

Don’t forget your free annual credit report is at Annual Credit Report.com

CFB_08/19/06 Foreclosures are up drastically

2006-08-19T09:56:00.000-07:00

Welcome back to the Consumer Fight Back Report

Mr. D is back from sabbatical and is ready to bring Foreclosure news is not very good. From the Dallas Morning this morning comes the sobering report – Foreclosures soar in N. Texas - Up 30% from a year ago.

**New Sponsoring Advertiser** House-911 House 911 is your Stop Foreclosure specialists; they specialize in stopping the foreclosure process and saving your home.http://www.house911.com/ 1-888-365-4077

Scams a plenty out there folks, so beware here are some of the latest.

Residents in assisted living and long term care patients have been tricked into leaving their room, then stealing from their room.

Free Gas for Year??? Car dealers promising free gas? This was actually a bait and switch swindle. The BBB has exposed this fraud and the car dealers are no longer swindling customers on false promises.

Free Credit Report Scam – This one is still around with offers for your free credit report; it is actually a gimmick to get you sign up for a year of credit monitoring service with Experian.

Your real free credit report with no strings attached is at http://www.Annualcreditreport.com.

CFB_05/27/06 - Surviving Bankruptcy

2006-05-27T08:10:00.000-07:00

Memorial Day is here. Be sure to take a few moments this weekend to remember those who have fallen in service of this great country.

Our Question of the week. What is the richest nation in the world on a Per Capita basis?

And the answer is ….. Norway, beating out Luxenburg from the previous year.

While we wait for our Bankruptcy Expert Aaron Keiter to join us, we are going to review some of the old scams, and new.

26.5 Million Veteran’s personal data stolen – Have you had enough yet folks? Is this how we honor our Veterans on Memorial Day?

Kenny Lay may want to change his last name before he heads of to the slammer. All kidding aside, lets not loose site of how this impacted our society. Besides being the largest Bankruptcy in history, the Enron Swindle has also racked up:

50 Billion in Market Cap lost

2 Billion in Pensions Funds lost

Over 5000 Jobs gone.

CFB_05/20/06 - Who's Keeping Score ?

2006-05-20T08:14:00.000-07:00

Back from Hiatus, the consumer fight back BLOG is back!

I’ll try to keep up today with the content, and keep the show on the air.
This weeks Trivia Question:

What major US Finiancial Institution celbrated it’s 214th Birthday this week?

Give us a call with the correct answer, and you will win the Executive Debugger, a Unique Fly swatter with a high caliber impact.

And the Answer is…..The New York Stock Exchange... Congratulations to Gary in Austin. This week’s trivia winner!!!

Today’s Topics:

Credit Scores.

The Credit Bureaus have released their own scoring system –Vantage, as in “Now We gonna take some ad’Vantage of the consumers”.

The real question is how long will FICO, the Fair Issac Company allow some competition on their Turf??

Last Weeks Topics:

Net Neutrality.

The Big Internet providers want to create a two tier internet. Those who Have… and those who Have Not. –Does this really surprise us that those with GOLD are trying to make the rules that give them MORE GOLD!!!

Check out the story for your self at http://www.savetheinternet.com/

Be sure to support the Rep Ed Markey – D(Mass) legislation to guarantee Net Neutrality.

CFB_04/15/06 - Only thing more Certain than Taxes...

2006-03-25T21:19:00.000-08:00

The Consumer Fight Back Report coming to you live on Tax Day. Well actually, you have until Monday, the 17th to file.

Today’s Topics:

Accountability Combat

Learn how to push back when you are abused as a consumer.

Last Minute tax tips

Do NOT!! Borrow your own money with a Refund Anticipation Loan.

Still some time left to invest in an IRA and get credit for your ’05 Taxes – Learn some more here at Motley Fool

Gluttony in the Board Room

Follow up on the King of Corporate Hogs –CEO of Exxon retirement package –

Executive Compensation Search Tool

17 page SEC Guide for Investors

Housing Bubble

Where is the housing market going? Is there a Bubble? Will it pop? Is this a Loc Ness Monster myth or reality?

Some disturbing signs that the housing market is cooling off.

This will inevitably lead to lower prices for homes –

Read the Survey

Big Pharma

Merc’s Legal morass just got a whole lot stickier

CFB_03/18/06 More Tails of Consumer Abuse

2006-03-11T08:21:00.000-08:00

The Credit Master has some special guests today.

Jeff Cly is here to discuss the latest in Mortgage news and products that would be best for you.

Also joining us in the studio - A Constable from Rockwall is here discuss what constables do, and the alarming rate of foreclosures.

Stay tuned for an explanation of the new credit scoring system. The Credit Bureaus have cooked up a new way to sell bad news about you and your ability to pay. Do you think they had the consumer in mind this time?

Fair, Isaac FICO scores, which range from 300 to 850. Now the new system being introduced by the credit bureaus will provide scores ranging from 501 to 990.

CFB_03/04/06 Primary Consumer Concerns

2006-03-04T08:02:00.000-08:00

CFB_02/04/2006 Catching up the BLog

2006-02-04T08:18:00.000-08:00

Slowly catching up here with all of the New Year activities and recovery – Many apologies for not keeping our BLOG up to date.

Last weeks show we had a very special guest – David Van Os the Democratic Candidate for Attorney General of Texas. David was great and we hope to hear from him again as we get closer to the general election. Stay in touch with David Van Os at his web site http://www.vanosfortexasag.com/

Soon we will post the audio for the interview and we will be launching a new archive site for all of our show archives – Stay tuned.

Don’t forgot the real free annual credit report is not at freecreditreport.com – this is a scam by one of the credit bureaus to get you pay $144 / year

To Order Your Free Annual Credit Report

Visit annualcreditreport.com

Call toll-free: 1-877-322-8228

Mail your completed Annual Credit Report Request Form to:Annual Credit Report Request ServiceP.O. Box 105281Atlanta, GA 30348-5281

If you’re in the Dallas metro area this afternoon be sure to meet us for lunch at the Fish on Fire at the corner of Preston Rd and Beltline – the Southeast corner behind the Exxon Station. 972-991-FISH (3474)

CFB_11/05/2005 More Consumer Abusers

2005-11-05T08:35:00.000-08:00

We see a lot of consumers with black eyes...And we know they are not just falling down the stairs ... There's some ABUSE going on here !!.

Up today in the Credit Master's sights:

The Texas Public Utility Commission continues to bend over to rate hike requests by TXU. It's time for the public to voice some concern and consideration. Contact the commission at Http://www.puc.state.tx.us and call at 1-888-782-8477

Cambridge Credit Counseling Fined $4.2 Million - Here one of the Credit Repair / Debt management sharks that we always warn you about are finally paying the price of thier bad practices. Here is the story from our friends at Consumer Affaris, http://www.consumeraffairs.com/news04/2005/cambridge_credit.html.

Dont forget to join us at the Catina Laredo in Addison for lunch

Map of
Cantina Laredo
4546 Belt Line Rd
Addison TX

CFB_10/29/2005 -Who can you trust when Credit Trouble finds you

2005-10-29T07:34:00.000-07:00

Swimming in the sea of Credit Problems you are likely to find many sharks, many hungry sharks that like to prey upon the vulnerable consumer.

Chief amoung them are the debt negotiators and credit counseling services that are really collectors in disguise. Who wants the fox watching the hen house ?

How many legal credit repair clinics do you think there are ??? According to the Federal Trade Commision there are none - it's illegal under two federal laws - unless they are certified by the Treasury Department, and if they are not they do not charge any money for their services.

During our show we'll discuss many of the credit traps and the sharks that are waiting to take a bite out of you. Check back in for live updates.

The shrinking middle class - A caller suggest that maybe the US has the largest middle class in the world - Perhaps that is correct, our assertion is that the Middle Class is shrinking. The latest Cesus information seems to suggest this as well.
http://www.census.gov/Press-Release/www/releases/archives/income_wealth/002484.html

CFB_10/08/2005 Fleecing of America

2005-10-07T22:29:00.000-07:00

Join us as the Credit Master exposes the so called Credit “Bureaus” – Did you know they are really for profit companies and are not government entities – as their name would suggest.  These Consumer Reporting Agencies (CRAs) are supposed to play by rules and report only Accurate and Relevant information as established by the Fair Credit Reporting Act.

Unfortunately there is a lot of rule breaking going on but then there is little incentive for any of the CRA’s to correct errors or problems with credit reports.  In fact as you will learn today the CRA’s exist to sell bad news.  As you will see bad news is worth a fortune, and the more bad news there is to sell the more valuable the fortune becomes.

What’s the Score in your Game of Credit?  Stay tuned for a lesson in Credit Scores – What they mean, how they’re used, and how the consumers get abused.

How did Free Credit Reports end up costing 144 $ / year? Hmm if you want to find out just ask Equifax or follow their deceptive advertisements to their web site deceptively named freecreditreports.com – {Hyperlink intentionally omitted, The Credit Master will not send you to a known scam.}

The FTC – Federal Trade Commission advises on how to get a free credit report as indicated in the new law.

Want a Free Annual Credit Report?The Only Official Website is annualcreditreport.com
An amendment to the Fair Credit Reporting Act requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months
To Order Your Free Annual Credit Report

Visit annualcreditreport.com

Call toll-free: 1-877-322-8228

Mail your completed Annual Credit Report Request Form to:Annual Credit Report Request Service
P.O. Box 105281Atlanta, GA 30348-5281

CFB_10/01/2005 Bankruptcy History and Credit Traps

2005-09-30T21:51:00.000-07:00

In today's show the Credit Master will discuss the history of Bankruptcy, the pending changes, and some of the "Credit Traps" that bring consumers to the brink of financial disaster.

Here are some links and background information from the show.

Elizabeth Warren - One of America's foremost bankruptcy experts

Frontline Interview -
Talking Points Memo - Bankruptcy section - Special thanks to Josh Marshall
Bankruptcy effects on Families and Children - Must read
Credit Master recommended books

Learn about the new law and how it affects the consumers please review this site:
Bankruptcy Action Web Site

Consumer Fight Back Show on Air America - 910 - Dallas

2005-09-30T20:43:00.000-07:00

Our Innagural Launch on Air America

KXEB 910 AM Dallas /Ft. Worth

Noon to 2:00 PM CST...

Streaming At http:\\www.firststone.com